Our rates are rising! Get a 12-month CD at 4.0%! Don’t miss out as this promotion is offered for a limited time and may be changed or withdrawn at any time without advance notice. The minimum deposit to open a CD is $500 and the maximum deposit for this promotion is $10,000. There is a substantial penalty for early withdrawal, and fees could reduce both earnings and principle on the account. Some exclusions or limitations may apply. Deposits are federally insured by the NCUA up to $250,000.