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To be eligible a member must be in good standing with their savings, checking, visa, and loan accounts with us.

Quick Cash loans are one of our easiest and fastest loans to apply for. The requirements for approval are as follows:

  • Your membership with FVCU must be at least 90 days old
  • You must have an established and ongoing direct deposit for at least 60 days prior to applying
  • You must have at least 6 months of continuous employment
  • Provide the two most recent pay stubs (four if paid weekly)
  • The loan must initially be set up on repayment through direct deposit
  • ALL of your other accounts (including joint accounts) MUST be in good standing
  • No bankruptcies within the last 12 months
  • Best of all, NO CREDIT CHECK

Loan amounts are up to $1,000 and are based on your gross monthly income. Quick Cash loans have a term of 5 months at a 24.99% interest rate. There is a $50.00 processing fee which can be deducted from the loan proceeds. Quick Cash loans are not eligible for our loyalty discounts, skip-a-pay promotions, temporary payment deferrals, or other loan modifications during the term of the loan. Quick Cash loans are not subject to the same grace period as our standard loans: any payments received after the scheduled due date are subject to a late fee penalty in accordance with our current fee schedule. A Quick Cash loan may be refinanced into another Quick Cash Loan only after at least one half of the total number of payments have been made. Other limits or exclusions may apply. Contact one of our member service representatives for more information or apply online today!