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This is the best way as well as the least expensive way to borrow.

A member may use the funds in savings as collateral to secure a loan. This is the best way as well as the least expensive way to borrow. When the loan has been repaid, the member still has the original savings amount in the share account. No credit bureau report is required for this loan as there is no risk to FVCU and this loan can be processed in a very short period of time.