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This special savings pays out the first week of November. This means that everything that you have saved in this special account is transferred automatically to your Regular Savings.

FVCU offers a special savings account to use for the specific purpose of holiday shopping. A Christmas Savings account may be started at any time during the year. At that time you are able to withdraw any portion or all of the amount you have saved. You can also transfer funds from savings to checking to cover purchases.

Payroll deduction deposits can be made to this special savings or you can deposit over-the-counter at any time.

If you want to have $1,000 for holiday spending, divide that amount by the number of pay periods to determine the amount you will need to save. If you are paid weekly, you would need to save about $20 per week. If you are paid bi-weekly, you would need to save about $39 per pay period.

Let any staff member know that you would like to start this special savings and make the next holiday season merry!