You are a member when you have the minimum deposit in your regular share savings account. You belong. All savings accounts are insured by the National Credit Union Administration (a government agency) up to $250,000.
Deposits to the savings account is easy through payroll deduction or direct deposit. Deposits can also be made by mail or over-the-counter at the office.
Share savings dividends (interest) are paid monthly, and the current rates are shown below.