Term Certificates or Certificates of Deposit (CDs) are special savings accounts which have a specific term with an interest rate for that specific term. FVCU currently offers 3 different terms, 12 months, 24 months, and 36 months. There is a substantial penalty for early withdrawal, and fees could reduce both earnings and principle on the account. Some exclusions or limitations may apply.
From time to time FVCU may offer a special Term Certificate for given period of time at a special rate. Check our rates below to see if a specific term may fit your needs.